Download Available: Recordable Injuries – LH
The Workers Compensation (W/C) premium paid by your dealership depends upon payroll, work function of the employee and the X-Mod. The X-Mod is computed upon the severity and frequency of injuries reported. Some dealerships have entered into programs with their insurance company where the first $250 expense for the treatment is paid by the dealership aka a deductible. While this financial agreement may be acceptable, it does not relieve the dealership to record the injury that later will reflect in their premiums! California Department of Insurance wrote a memo (a copy is attached) on this matter sometime ago notifying employers of their obligations. We seriously recommend that you discuss the matter of WHAT INJURIES NEED TO BE REPORTED AND WHICH ARE EXEMPT with your W/C insurance company. Some general guidance between recordable injuries and first aid as follows: Continue reading